Have you ever been concerned about your credit card or personal data getting stolen while shopping online? You’re not alone. Each holiday season, as millions of shoppers flock online for convenience, hackers ramp up their activity. The Federal Trade Commission (FTC) has warned that scammers often create fake shopping websites or phishing emails to steal consumers’ money and personal information, especially during the holidays.
If you’re planning to shop this holiday season, now is the perfect time to boost your online security. Two simple tools, password managers and virtual cards, can make a big difference. But how exactly?
Why People Prefer Password Managers and Virtual Cards for Online Shopping
Shopping online is quick, easy, and often cheaper than going to physical stores. However, it is fraught with security risks. Many people now use password managers and virtual cards for safer transactions.
A password manager creates and keeps complicated, distinct passwords for all accounts. This minimizes the chance of unauthorized access and theft. The Cybersecurity and Infrastructure Security Agency (CISA) recommends using password managers to reduce password reuse and protect sensitive data from hackers.
Virtual cards also add an extra layer of protection when shopping online. Although the card numbers are linked to your real credit or debit card account, the merchant never sees your card details. This helps prevent identity theft and financial fraud.
Tips for Using Password Managers and Virtual Cards for Zero-Risk Holiday Shopping
Before you start adding items to your cart, the safety of your money comes first. Here are smart ways to use these tools to improve online security during the holidays.
- Choose a Reputable Password Manager. Select a trusted provider with strong encryption and a solid reputation.
- Create a Strong Master Password. Your master password protects all your other passwords and should be the most secure.
- Turn On Two-Factor Authentication (2FA). Even if hackers steal your password, they can’t access your account without your verification code.
- Generate Virtual Cards for Each Store. This way, if one store is compromised, only that temporary card is affected, your main account stays safe.
- Track Expiration Dates and Spending Limits. Virtual cards often expire after a set time or after one purchase. Set spending limits as well, as this helps with budgeting and prevents unauthorized charges.
- Shop Only on Secure Websites. Be sure to purchase only from websites you are familiar with.
Common Mistakes to Avoid for Safer Online Shopping
Even with the best security tools, simple mistakes can put your data at risk. Here are some common pitfalls to watch out for when shopping:
- Reusing Passwords. One hacked password can put all your accounts at risk.” “• Using Public Wi-Fi for Shopping. Hackers can easily monitor public Wi-Fi networks, making them unsafe for any online activity.
- Ignoring Security Alerts. If your bank, password manager, or virtual card provider alerts you to suspicious activity, act immediately. Follow their instructions to protect your data.
- Saving Card Details in Your Browser. If hackers access your browser, your saved cards are compromised.
Need help improving your cybersecurity before the holiday rush? We can help you protect your data with smarter, easy-to-use security solutions. Stay safe, stay secure, and shop online with confidence this season. Contact us today to get started.
